If you have a stable income, manageable debt, and a clear idea of your budget, you’re likely ready to begin your home search. A mortgage pre-approval can also help you understand how much you can afford and strengthen your position when making an offer.

It depends on current market trends, property demand in your area, and your personal goals. Our agents can provide a free market evaluation to help you determine the right time and pricing strategy to maximize your sale.

A buyer’s agent represents your interests when purchasing a property, helping you find suitable listings and negotiate the best deal. A listing agent works for the seller to market the property and secure the best possible sale price.

Typically, closing a home sale in Toronto takes 30 to 60 days, depending on the type of property, financing, and legal processes involved. However, this can vary depending on buyer and seller readiness.

In addition to your down payment, expect to pay for closing costs such as legal fees, land transfer tax, home inspection, and mortgage insurance (if applicable). These usually total around 2–5% of the purchase price.